Banks & Financial Institutions

Comparison of banking sector share in the GDP of various countries evidences for high potential of banking sector development in emerging countries on so called emerging markets, where, as a rule, banking sector growth rates are higher than those of GDP.

Small sizes of national banks, high concentration of credit risks, presence of high borrowing of related parties, lack of practice and expertise in long-term financing, lack of long-term funding, high interest rates, absence of credit histories and borrowers rating are typical problems of emerging markets.

Projects implemented by consultants of American Appraisal for the banking sector comprise real estates valuation, such as numerous offices of branch networks; business valuation; financial and intangible assets for the purposes of financial reporting in accordance with the international financial reporting standards. Reports of American Appraisal are used by both Russian and international banks for the purposes of financing and industrial companies’ assets pledge approval.